LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,262
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,266
−HK$1,019/mo
Today · 4.125%
HK$34,285
baseline
▲ 0.50% · 4.625%
HK$36,372
+HK$2,087/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,570/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,891
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,854
−HK$977/mo
Today · 4.125%
HK$37,831
baseline
▲ 0.50% · 4.625%
HK$39,825
+HK$1,994/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,662/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,715
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,919
−HK$1,224/mo
Today · 4.125%
HK$41,143
baseline
▲ 0.50% · 4.625%
HK$43,646
+HK$2,503/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,286/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,070
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,225
−HK$1,172/mo
Today · 4.125%
HK$45,397
baseline
▲ 0.50% · 4.625%
HK$47,790
+HK$2,393/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,794/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,167
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,572
−HK$1,428/mo
Today · 4.125%
HK$48,000
baseline
▲ 0.50% · 4.625%
HK$50,920
+HK$2,920/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$96,000/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,248
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,596
−HK$1,367/mo
Today · 4.125%
HK$52,963
baseline
▲ 0.50% · 4.625%
HK$55,755
+HK$2,792/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,926/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,072
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,878
−HK$1,836/mo
Today · 4.125%
HK$61,714
baseline
▲ 0.50% · 4.625%
HK$65,469
+HK$3,755/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$123,428/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,605
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,337
−HK$1,758/mo
Today · 4.125%
HK$68,095
baseline
▲ 0.50% · 4.625%
HK$71,684
+HK$3,589/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$136,190/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,571 · Scale 2, in force from 26 Feb 2026)