LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,263
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,267
−HK$1,019/mo
Today · 4.125%
HK$34,286
baseline
▲ 0.50% · 4.625%
HK$36,373
+HK$2,087/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,572/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,893
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,855
−HK$977/mo
Today · 4.125%
HK$37,832
baseline
▲ 0.50% · 4.625%
HK$39,826
+HK$1,994/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,664/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,716
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,920
−HK$1,224/mo
Today · 4.125%
HK$41,144
baseline
▲ 0.50% · 4.625%
HK$43,647
+HK$2,503/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,288/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,071
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,226
−HK$1,172/mo
Today · 4.125%
HK$45,398
baseline
▲ 0.50% · 4.625%
HK$47,791
+HK$2,393/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,796/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,169
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,574
−HK$1,427/mo
Today · 4.125%
HK$48,001
baseline
▲ 0.50% · 4.625%
HK$50,922
+HK$2,921/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$96,002/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,250
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,597
−HK$1,367/mo
Today · 4.125%
HK$52,964
baseline
▲ 0.50% · 4.625%
HK$55,756
+HK$2,792/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,928/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,074
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,880
−HK$1,836/mo
Today · 4.125%
HK$61,716
baseline
▲ 0.50% · 4.625%
HK$65,471
+HK$3,755/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$123,432/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,607
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,339
−HK$1,758/mo
Today · 4.125%
HK$68,097
baseline
▲ 0.50% · 4.625%
HK$71,687
+HK$3,590/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$136,194/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,586 · Scale 2, in force from 26 Feb 2026)