LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,266
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,270
−HK$1,019/mo
Today · 4.125%
HK$34,289
baseline
▲ 0.50% · 4.625%
HK$36,376
+HK$2,087/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,578/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,896
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,858
−HK$977/mo
Today · 4.125%
HK$37,835
baseline
▲ 0.50% · 4.625%
HK$39,829
+HK$1,994/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,670/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,719
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,924
−HK$1,223/mo
Today · 4.125%
HK$41,147
baseline
▲ 0.50% · 4.625%
HK$43,651
+HK$2,504/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,294/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,075
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,230
−HK$1,172/mo
Today · 4.125%
HK$45,402
baseline
▲ 0.50% · 4.625%
HK$47,795
+HK$2,393/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,804/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,173
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,578
−HK$1,427/mo
Today · 4.125%
HK$48,005
baseline
▲ 0.50% · 4.625%
HK$50,926
+HK$2,921/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,010/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,254
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,602
−HK$1,367/mo
Today · 4.125%
HK$52,969
baseline
▲ 0.50% · 4.625%
HK$55,761
+HK$2,792/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$105,938/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,079
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,886
−HK$1,835/mo
Today · 4.125%
HK$61,721
baseline
▲ 0.50% · 4.625%
HK$65,477
+HK$3,756/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$123,442/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,612
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,345
−HK$1,758/mo
Today · 4.125%
HK$68,103
baseline
▲ 0.50% · 4.625%
HK$71,693
+HK$3,590/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$136,206/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,634 · Scale 2, in force from 26 Feb 2026)