LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,267
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,270
−HK$1,020/mo
Today · 4.125%
HK$34,290
baseline
▲ 0.50% · 4.625%
HK$36,377
+HK$2,087/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,580/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,896
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,859
−HK$977/mo
Today · 4.125%
HK$37,836
baseline
▲ 0.50% · 4.625%
HK$39,830
+HK$1,994/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,672/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,720
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,924
−HK$1,224/mo
Today · 4.125%
HK$41,148
baseline
▲ 0.50% · 4.625%
HK$43,652
+HK$2,504/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,296/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,076
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,231
−HK$1,172/mo
Today · 4.125%
HK$45,403
baseline
▲ 0.50% · 4.625%
HK$47,796
+HK$2,393/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,806/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,173
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,578
−HK$1,428/mo
Today · 4.125%
HK$48,006
baseline
▲ 0.50% · 4.625%
HK$50,927
+HK$2,921/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,012/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,255
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,603
−HK$1,367/mo
Today · 4.125%
HK$52,970
baseline
▲ 0.50% · 4.625%
HK$55,762
+HK$2,792/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$105,940/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,080
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,887
−HK$1,835/mo
Today · 4.125%
HK$61,722
baseline
▲ 0.50% · 4.625%
HK$65,478
+HK$3,756/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$123,444/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,613
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,346
−HK$1,758/mo
Today · 4.125%
HK$68,104
baseline
▲ 0.50% · 4.625%
HK$71,694
+HK$3,590/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$136,208/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,643 · Scale 2, in force from 26 Feb 2026)