LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,268
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,272
−HK$1,020/mo
Today · 4.125%
HK$34,292
baseline
▲ 0.50% · 4.625%
HK$36,378
+HK$2,086/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,584/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,898
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,861
−HK$976/mo
Today · 4.125%
HK$37,837
baseline
▲ 0.50% · 4.625%
HK$39,832
+HK$1,995/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,674/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,722
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,926
−HK$1,224/mo
Today · 4.125%
HK$41,150
baseline
▲ 0.50% · 4.625%
HK$43,654
+HK$2,504/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,300/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,077
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,233
−HK$1,172/mo
Today · 4.125%
HK$45,405
baseline
▲ 0.50% · 4.625%
HK$47,798
+HK$2,393/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,810/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,175
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,580
−HK$1,428/mo
Today · 4.125%
HK$48,008
baseline
▲ 0.50% · 4.625%
HK$50,929
+HK$2,921/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,016/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,257
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,605
−HK$1,367/mo
Today · 4.125%
HK$52,972
baseline
▲ 0.50% · 4.625%
HK$55,764
+HK$2,792/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$105,944/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,082
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,889
−HK$1,836/mo
Today · 4.125%
HK$61,725
baseline
▲ 0.50% · 4.625%
HK$65,481
+HK$3,756/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$123,450/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,616
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,349
−HK$1,758/mo
Today · 4.125%
HK$68,107
baseline
▲ 0.50% · 4.625%
HK$71,697
+HK$3,590/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$136,214/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,665 · Scale 2, in force from 26 Feb 2026)