LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,270
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,274
−HK$1,019/mo
Today · 4.125%
HK$34,293
baseline
▲ 0.50% · 4.625%
HK$36,380
+HK$2,087/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,586/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,900
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,863
−HK$976/mo
Today · 4.125%
HK$37,839
baseline
▲ 0.50% · 4.625%
HK$39,834
+HK$1,995/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,678/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,724
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,928
−HK$1,224/mo
Today · 4.125%
HK$41,152
baseline
▲ 0.50% · 4.625%
HK$43,656
+HK$2,504/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,304/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,080
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,235
−HK$1,172/mo
Today · 4.125%
HK$45,407
baseline
▲ 0.50% · 4.625%
HK$47,801
+HK$2,394/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,814/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,178
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,583
−HK$1,428/mo
Today · 4.125%
HK$48,011
baseline
▲ 0.50% · 4.625%
HK$50,932
+HK$2,921/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,022/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,260
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,608
−HK$1,367/mo
Today · 4.125%
HK$52,975
baseline
▲ 0.50% · 4.625%
HK$55,768
+HK$2,793/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$105,950/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,086
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,892
−HK$1,836/mo
Today · 4.125%
HK$61,728
baseline
▲ 0.50% · 4.625%
HK$65,484
+HK$3,756/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$123,456/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,620
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,353
−HK$1,758/mo
Today · 4.125%
HK$68,111
baseline
▲ 0.50% · 4.625%
HK$71,701
+HK$3,590/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$136,222/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,695 · Scale 2, in force from 26 Feb 2026)