LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,272
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,275
−HK$1,020/mo
Today · 4.125%
HK$34,295
baseline
▲ 0.50% · 4.625%
HK$36,382
+HK$2,087/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,590/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,902
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,865
−HK$976/mo
Today · 4.125%
HK$37,841
baseline
▲ 0.50% · 4.625%
HK$39,836
+HK$1,995/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,682/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,726
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,930
−HK$1,224/mo
Today · 4.125%
HK$41,154
baseline
▲ 0.50% · 4.625%
HK$43,658
+HK$2,504/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,308/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,082
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,238
−HK$1,172/mo
Today · 4.125%
HK$45,410
baseline
▲ 0.50% · 4.625%
HK$47,803
+HK$2,393/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,820/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,180
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,585
−HK$1,428/mo
Today · 4.125%
HK$48,013
baseline
▲ 0.50% · 4.625%
HK$50,935
+HK$2,922/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,026/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,262
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,610
−HK$1,368/mo
Today · 4.125%
HK$52,978
baseline
▲ 0.50% · 4.625%
HK$55,771
+HK$2,793/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$105,956/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,089
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,896
−HK$1,835/mo
Today · 4.125%
HK$61,731
baseline
▲ 0.50% · 4.625%
HK$65,488
+HK$3,757/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$123,462/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,623
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,356
−HK$1,759/mo
Today · 4.125%
HK$68,115
baseline
▲ 0.50% · 4.625%
HK$71,705
+HK$3,590/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$136,230/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,722 · Scale 2, in force from 26 Feb 2026)