LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,273
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,277
−HK$1,020/mo
Today · 4.125%
HK$34,297
baseline
▲ 0.50% · 4.625%
HK$36,383
+HK$2,086/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,594/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,903
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,866
−HK$977/mo
Today · 4.125%
HK$37,843
baseline
▲ 0.50% · 4.625%
HK$39,838
+HK$1,995/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,686/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,727
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,932
−HK$1,224/mo
Today · 4.125%
HK$41,156
baseline
▲ 0.50% · 4.625%
HK$43,660
+HK$2,504/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,312/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,084
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,239
−HK$1,173/mo
Today · 4.125%
HK$45,412
baseline
▲ 0.50% · 4.625%
HK$47,805
+HK$2,393/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,824/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,182
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,587
−HK$1,428/mo
Today · 4.125%
HK$48,015
baseline
▲ 0.50% · 4.625%
HK$50,937
+HK$2,922/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,030/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,264
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,613
−HK$1,367/mo
Today · 4.125%
HK$52,980
baseline
▲ 0.50% · 4.625%
HK$55,773
+HK$2,793/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$105,960/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,091
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,898
−HK$1,836/mo
Today · 4.125%
HK$61,734
baseline
▲ 0.50% · 4.625%
HK$65,490
+HK$3,756/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$123,468/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,626
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,359
−HK$1,758/mo
Today · 4.125%
HK$68,117
baseline
▲ 0.50% · 4.625%
HK$71,708
+HK$3,591/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$136,234/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,744 · Scale 2, in force from 26 Feb 2026)