LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,273
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,277
−HK$1,020/mo
Today · 4.125%
HK$34,297
baseline
▲ 0.50% · 4.625%
HK$36,384
+HK$2,087/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,594/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,904
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,867
−HK$977/mo
Today · 4.125%
HK$37,844
baseline
▲ 0.50% · 4.625%
HK$39,838
+HK$1,994/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,688/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,728
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,933
−HK$1,224/mo
Today · 4.125%
HK$41,157
baseline
▲ 0.50% · 4.625%
HK$43,661
+HK$2,504/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,314/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,085
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,240
−HK$1,172/mo
Today · 4.125%
HK$45,412
baseline
▲ 0.50% · 4.625%
HK$47,806
+HK$2,394/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,824/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,183
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,588
−HK$1,428/mo
Today · 4.125%
HK$48,016
baseline
▲ 0.50% · 4.625%
HK$50,938
+HK$2,922/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,032/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,265
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,614
−HK$1,367/mo
Today · 4.125%
HK$52,981
baseline
▲ 0.50% · 4.625%
HK$55,774
+HK$2,793/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$105,962/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,092
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,899
−HK$1,836/mo
Today · 4.125%
HK$61,735
baseline
▲ 0.50% · 4.625%
HK$65,492
+HK$3,757/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$123,470/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,627
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,360
−HK$1,759/mo
Today · 4.125%
HK$68,119
baseline
▲ 0.50% · 4.625%
HK$71,709
+HK$3,590/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$136,238/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,755 · Scale 2, in force from 26 Feb 2026)