LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,275
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,279
−HK$1,020/mo
Today · 4.125%
HK$34,299
baseline
▲ 0.50% · 4.625%
HK$36,386
+HK$2,087/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,598/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,906
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,869
−HK$977/mo
Today · 4.125%
HK$37,846
baseline
▲ 0.50% · 4.625%
HK$39,841
+HK$1,995/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,692/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,730
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,935
−HK$1,224/mo
Today · 4.125%
HK$41,159
baseline
▲ 0.50% · 4.625%
HK$43,663
+HK$2,504/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,318/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,087
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,243
−HK$1,172/mo
Today · 4.125%
HK$45,415
baseline
▲ 0.50% · 4.625%
HK$47,809
+HK$2,394/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,830/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,185
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,591
−HK$1,428/mo
Today · 4.125%
HK$48,019
baseline
▲ 0.50% · 4.625%
HK$50,941
+HK$2,922/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,038/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,268
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,616
−HK$1,368/mo
Today · 4.125%
HK$52,984
baseline
▲ 0.50% · 4.625%
HK$55,777
+HK$2,793/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$105,968/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,095
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$59,903
−HK$1,836/mo
Today · 4.125%
HK$61,739
baseline
▲ 0.50% · 4.625%
HK$65,495
+HK$3,756/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$123,478/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,631
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,364
−HK$1,758/mo
Today · 4.125%
HK$68,122
baseline
▲ 0.50% · 4.625%
HK$71,713
+HK$3,591/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$136,244/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,784 · Scale 2, in force from 26 Feb 2026)