LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,284
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,288
−HK$1,020/mo
Today · 4.125%
HK$34,308
baseline
▲ 0.50% · 4.625%
HK$36,396
+HK$2,088/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,616/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,916
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,879
−HK$977/mo
Today · 4.125%
HK$37,856
baseline
▲ 0.50% · 4.625%
HK$39,851
+HK$1,995/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,712/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,741
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,946
−HK$1,224/mo
Today · 4.125%
HK$41,170
baseline
▲ 0.50% · 4.625%
HK$43,675
+HK$2,505/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,340/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,099
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,254
−HK$1,173/mo
Today · 4.125%
HK$45,427
baseline
▲ 0.50% · 4.625%
HK$47,822
+HK$2,395/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,854/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,197
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,603
−HK$1,429/mo
Today · 4.125%
HK$48,032
baseline
▲ 0.50% · 4.625%
HK$50,954
+HK$2,922/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,064/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,282
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,630
−HK$1,368/mo
Today · 4.125%
HK$52,998
baseline
▲ 0.50% · 4.625%
HK$55,792
+HK$2,794/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$105,996/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,111
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$59,919
−HK$1,836/mo
Today · 4.125%
HK$61,755
baseline
▲ 0.50% · 4.625%
HK$65,513
+HK$3,758/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$123,510/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,648
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,382
−HK$1,759/mo
Today · 4.125%
HK$68,141
baseline
▲ 0.50% · 4.625%
HK$71,732
+HK$3,591/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$136,282/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,926 · Scale 2, in force from 26 Feb 2026)