LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,284
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,288
−HK$1,021/mo
Today · 4.125%
HK$34,309
baseline
▲ 0.50% · 4.625%
HK$36,396
+HK$2,087/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,618/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,916
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,879
−HK$977/mo
Today · 4.125%
HK$37,856
baseline
▲ 0.50% · 4.625%
HK$39,852
+HK$1,996/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,712/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,741
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,946
−HK$1,224/mo
Today · 4.125%
HK$41,170
baseline
▲ 0.50% · 4.625%
HK$43,675
+HK$2,505/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,340/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,099
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,255
−HK$1,172/mo
Today · 4.125%
HK$45,427
baseline
▲ 0.50% · 4.625%
HK$47,822
+HK$2,395/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,854/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,198
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,604
−HK$1,428/mo
Today · 4.125%
HK$48,032
baseline
▲ 0.50% · 4.625%
HK$50,955
+HK$2,923/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,064/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,282
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,631
−HK$1,368/mo
Today · 4.125%
HK$52,999
baseline
▲ 0.50% · 4.625%
HK$55,792
+HK$2,793/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$105,998/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,111
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$59,919
−HK$1,837/mo
Today · 4.125%
HK$61,756
baseline
▲ 0.50% · 4.625%
HK$65,513
+HK$3,757/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$123,512/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,648
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,382
−HK$1,759/mo
Today · 4.125%
HK$68,141
baseline
▲ 0.50% · 4.625%
HK$71,733
+HK$3,592/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$136,282/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,930 · Scale 2, in force from 26 Feb 2026)