LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,284
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,289
−HK$1,020/mo
Today · 4.125%
HK$34,309
baseline
▲ 0.50% · 4.625%
HK$36,397
+HK$2,088/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,618/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,916
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,879
−HK$977/mo
Today · 4.125%
HK$37,856
baseline
▲ 0.50% · 4.625%
HK$39,852
+HK$1,996/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,712/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,741
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,946
−HK$1,225/mo
Today · 4.125%
HK$41,171
baseline
▲ 0.50% · 4.625%
HK$43,676
+HK$2,505/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,342/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,099
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,255
−HK$1,173/mo
Today · 4.125%
HK$45,428
baseline
▲ 0.50% · 4.625%
HK$47,822
+HK$2,394/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,856/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,198
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,604
−HK$1,428/mo
Today · 4.125%
HK$48,032
baseline
▲ 0.50% · 4.625%
HK$50,955
+HK$2,923/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,064/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,282
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,631
−HK$1,368/mo
Today · 4.125%
HK$52,999
baseline
▲ 0.50% · 4.625%
HK$55,793
+HK$2,794/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$105,998/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,112
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$59,920
−HK$1,836/mo
Today · 4.125%
HK$61,756
baseline
▲ 0.50% · 4.625%
HK$65,514
+HK$3,758/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$123,512/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,649
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,383
−HK$1,759/mo
Today · 4.125%
HK$68,142
baseline
▲ 0.50% · 4.625%
HK$71,734
+HK$3,592/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$136,284/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,934 · Scale 2, in force from 26 Feb 2026)