LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,287
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,291
−HK$1,021/mo
Today · 4.125%
HK$34,312
baseline
▲ 0.50% · 4.625%
HK$36,400
+HK$2,088/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,624/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,919
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,882
−HK$978/mo
Today · 4.125%
HK$37,860
baseline
▲ 0.50% · 4.625%
HK$39,855
+HK$1,995/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,720/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,744
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,950
−HK$1,224/mo
Today · 4.125%
HK$41,174
baseline
▲ 0.50% · 4.625%
HK$43,679
+HK$2,505/mo
Deposit HK$5.66M · loan HK$8.50M · min. income ≈ HK$82,348/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,103
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,259
−HK$1,173/mo
Today · 4.125%
HK$45,432
baseline
▲ 0.50% · 4.625%
HK$47,826
+HK$2,394/mo
Deposit HK$5.66M · loan HK$8.50M · min. income ≈ HK$90,864/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,202
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,608
−HK$1,428/mo
Today · 4.125%
HK$48,036
baseline
▲ 0.50% · 4.625%
HK$50,959
+HK$2,923/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,072/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,287
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,635
−HK$1,368/mo
Today · 4.125%
HK$53,003
baseline
▲ 0.50% · 4.625%
HK$55,797
+HK$2,794/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$106,006/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,117
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$59,924
−HK$1,837/mo
Today · 4.125%
HK$61,761
baseline
▲ 0.50% · 4.625%
HK$65,519
+HK$3,758/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$123,522/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,654
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,388
−HK$1,759/mo
Today · 4.125%
HK$68,147
baseline
▲ 0.50% · 4.625%
HK$71,739
+HK$3,592/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$136,294/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,978 · Scale 2, in force from 26 Feb 2026)