LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,288
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,292
−HK$1,020/mo
Today · 4.125%
HK$34,312
baseline
▲ 0.50% · 4.625%
HK$36,400
+HK$2,088/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,624/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,920
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,883
−HK$977/mo
Today · 4.125%
HK$37,860
baseline
▲ 0.50% · 4.625%
HK$39,856
+HK$1,996/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,720/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$530,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,745
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,950
−HK$1,225/mo
Today · 4.125%
HK$41,175
baseline
▲ 0.50% · 4.625%
HK$43,680
+HK$2,505/mo
Deposit HK$5.66M · loan HK$8.50M · min. income ≈ HK$82,350/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,104
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,260
−HK$1,172/mo
Today · 4.125%
HK$45,432
baseline
▲ 0.50% · 4.625%
HK$47,827
+HK$2,395/mo
Deposit HK$5.66M · loan HK$8.50M · min. income ≈ HK$90,864/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,203
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,609
−HK$1,428/mo
Today · 4.125%
HK$48,037
baseline
▲ 0.50% · 4.625%
HK$50,960
+HK$2,923/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,074/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,288
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,636
−HK$1,369/mo
Today · 4.125%
HK$53,005
baseline
▲ 0.50% · 4.625%
HK$55,798
+HK$2,793/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$106,010/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,118
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$59,926
−HK$1,836/mo
Today · 4.125%
HK$61,762
baseline
▲ 0.50% · 4.625%
HK$65,520
+HK$3,758/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$123,524/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,656
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,390
−HK$1,759/mo
Today · 4.125%
HK$68,149
baseline
▲ 0.50% · 4.625%
HK$71,741
+HK$3,592/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$136,298/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,988 · Scale 2, in force from 26 Feb 2026)