LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,290
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,295
−HK$1,020/mo
Today · 4.125%
HK$34,315
baseline
▲ 0.50% · 4.625%
HK$36,403
+HK$2,088/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,630/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,922
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,886
−HK$977/mo
Today · 4.125%
HK$37,863
baseline
▲ 0.50% · 4.625%
HK$39,859
+HK$1,996/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,726/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,748
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,953
−HK$1,225/mo
Today · 4.125%
HK$41,178
baseline
▲ 0.50% · 4.625%
HK$43,684
+HK$2,506/mo
Deposit HK$5.66M · loan HK$8.50M · min. income ≈ HK$82,356/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,107
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,263
−HK$1,173/mo
Today · 4.125%
HK$45,436
baseline
▲ 0.50% · 4.625%
HK$47,831
+HK$2,395/mo
Deposit HK$5.66M · loan HK$8.50M · min. income ≈ HK$90,872/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,206
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,612
−HK$1,429/mo
Today · 4.125%
HK$48,041
baseline
▲ 0.50% · 4.625%
HK$50,964
+HK$2,923/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,082/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,291
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,640
−HK$1,368/mo
Today · 4.125%
HK$53,008
baseline
▲ 0.50% · 4.625%
HK$55,803
+HK$2,795/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$106,016/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,122
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$59,930
−HK$1,837/mo
Today · 4.125%
HK$61,767
baseline
▲ 0.50% · 4.625%
HK$65,525
+HK$3,758/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$123,534/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,660
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$66,395
−HK$1,759/mo
Today · 4.125%
HK$68,154
baseline
▲ 0.50% · 4.625%
HK$71,746
+HK$3,592/mo
Deposit HK$1.42M · loan HK$12.74M · min. income ≈ HK$136,308/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,028 · Scale 2, in force from 26 Feb 2026)