LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,292
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,296
−HK$1,021/mo
Today · 4.125%
HK$34,317
baseline
▲ 0.50% · 4.625%
HK$36,405
+HK$2,088/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,634/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,924
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,888
−HK$977/mo
Today · 4.125%
HK$37,865
baseline
▲ 0.50% · 4.625%
HK$39,861
+HK$1,996/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,730/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,750
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,956
−HK$1,224/mo
Today · 4.125%
HK$41,180
baseline
▲ 0.50% · 4.625%
HK$43,686
+HK$2,506/mo
Deposit HK$5.66M · loan HK$8.50M · min. income ≈ HK$82,360/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,109
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,265
−HK$1,173/mo
Today · 4.125%
HK$45,438
baseline
▲ 0.50% · 4.625%
HK$47,833
+HK$2,395/mo
Deposit HK$5.66M · loan HK$8.50M · min. income ≈ HK$90,876/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,209
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,615
−HK$1,429/mo
Today · 4.125%
HK$48,044
baseline
▲ 0.50% · 4.625%
HK$50,967
+HK$2,923/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,088/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,294
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,643
−HK$1,368/mo
Today · 4.125%
HK$53,011
baseline
▲ 0.50% · 4.625%
HK$55,806
+HK$2,795/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$106,022/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,125
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$59,933
−HK$1,837/mo
Today · 4.125%
HK$61,770
baseline
▲ 0.50% · 4.625%
HK$65,529
+HK$3,759/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,540/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,664
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$66,398
−HK$1,760/mo
Today · 4.125%
HK$68,158
baseline
▲ 0.50% · 4.625%
HK$71,750
+HK$3,592/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,316/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,057 · Scale 2, in force from 26 Feb 2026)