LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,292
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,297
−HK$1,020/mo
Today · 4.125%
HK$34,317
baseline
▲ 0.50% · 4.625%
HK$36,405
+HK$2,088/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,634/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,925
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,888
−HK$978/mo
Today · 4.125%
HK$37,866
baseline
▲ 0.50% · 4.625%
HK$39,861
+HK$1,995/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,732/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,751
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,956
−HK$1,224/mo
Today · 4.125%
HK$41,180
baseline
▲ 0.50% · 4.625%
HK$43,686
+HK$2,506/mo
Deposit HK$5.66M · loan HK$8.50M · min. income ≈ HK$82,360/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,110
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,266
−HK$1,173/mo
Today · 4.125%
HK$45,439
baseline
▲ 0.50% · 4.625%
HK$47,834
+HK$2,395/mo
Deposit HK$5.66M · loan HK$8.50M · min. income ≈ HK$90,878/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,209
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,615
−HK$1,429/mo
Today · 4.125%
HK$48,044
baseline
▲ 0.50% · 4.625%
HK$50,967
+HK$2,923/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,088/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,294
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,643
−HK$1,369/mo
Today · 4.125%
HK$53,012
baseline
▲ 0.50% · 4.625%
HK$55,806
+HK$2,794/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$106,024/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,126
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$59,934
−HK$1,837/mo
Today · 4.125%
HK$61,771
baseline
▲ 0.50% · 4.625%
HK$65,529
+HK$3,758/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,542/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,664
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$66,399
−HK$1,759/mo
Today · 4.125%
HK$68,158
baseline
▲ 0.50% · 4.625%
HK$71,751
+HK$3,593/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,316/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,061 · Scale 2, in force from 26 Feb 2026)