LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,293
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,297
−HK$1,021/mo
Today · 4.125%
HK$34,318
baseline
▲ 0.50% · 4.625%
HK$36,406
+HK$2,088/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,636/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,925
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,889
−HK$977/mo
Today · 4.125%
HK$37,866
baseline
▲ 0.50% · 4.625%
HK$39,862
+HK$1,996/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,732/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,751
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,957
−HK$1,224/mo
Today · 4.125%
HK$41,181
baseline
▲ 0.50% · 4.625%
HK$43,687
+HK$2,506/mo
Deposit HK$5.66M · loan HK$8.50M · min. income ≈ HK$82,362/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,110
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,267
−HK$1,173/mo
Today · 4.125%
HK$45,440
baseline
▲ 0.50% · 4.625%
HK$47,835
+HK$2,395/mo
Deposit HK$5.66M · loan HK$8.50M · min. income ≈ HK$90,880/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,210
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,616
−HK$1,429/mo
Today · 4.125%
HK$48,045
baseline
▲ 0.50% · 4.625%
HK$50,968
+HK$2,923/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,090/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,295
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,644
−HK$1,369/mo
Today · 4.125%
HK$53,013
baseline
▲ 0.50% · 4.625%
HK$55,807
+HK$2,794/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$106,026/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,127
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$59,935
−HK$1,837/mo
Today · 4.125%
HK$61,772
baseline
▲ 0.50% · 4.625%
HK$65,531
+HK$3,759/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,544/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,666
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,400
−HK$1,759/mo
Today · 4.125%
HK$68,159
baseline
▲ 0.50% · 4.625%
HK$71,752
+HK$3,593/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,318/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,071 · Scale 2, in force from 26 Feb 2026)