LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,293
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,298
−HK$1,020/mo
Today · 4.125%
HK$34,318
baseline
▲ 0.50% · 4.625%
HK$36,407
+HK$2,089/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,636/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,926
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,889
−HK$978/mo
Today · 4.125%
HK$37,867
baseline
▲ 0.50% · 4.625%
HK$39,863
+HK$1,996/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,734/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,752
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,957
−HK$1,225/mo
Today · 4.125%
HK$41,182
baseline
▲ 0.50% · 4.625%
HK$43,688
+HK$2,506/mo
Deposit HK$5.66M · loan HK$8.50M · min. income ≈ HK$82,364/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,111
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,267
−HK$1,173/mo
Today · 4.125%
HK$45,440
baseline
▲ 0.50% · 4.625%
HK$47,836
+HK$2,396/mo
Deposit HK$5.66M · loan HK$8.50M · min. income ≈ HK$90,880/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,211
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,617
−HK$1,429/mo
Today · 4.125%
HK$48,046
baseline
▲ 0.50% · 4.625%
HK$50,969
+HK$2,923/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,092/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,296
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,645
−HK$1,369/mo
Today · 4.125%
HK$53,014
baseline
▲ 0.50% · 4.625%
HK$55,808
+HK$2,794/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$106,028/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,128
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$59,936
−HK$1,837/mo
Today · 4.125%
HK$61,773
baseline
▲ 0.50% · 4.625%
HK$65,532
+HK$3,759/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,546/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,667
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,401
−HK$1,759/mo
Today · 4.125%
HK$68,160
baseline
▲ 0.50% · 4.625%
HK$71,753
+HK$3,593/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,320/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,080 · Scale 2, in force from 26 Feb 2026)