LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,297
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,302
−HK$1,021/mo
Today · 4.125%
HK$34,323
baseline
▲ 0.50% · 4.625%
HK$36,411
+HK$2,088/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,646/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,931
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,894
−HK$978/mo
Today · 4.125%
HK$37,872
baseline
▲ 0.50% · 4.625%
HK$39,868
+HK$1,996/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,744/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,757
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,962
−HK$1,225/mo
Today · 4.125%
HK$41,187
baseline
▲ 0.50% · 4.625%
HK$43,693
+HK$2,506/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,374/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,117
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,273
−HK$1,173/mo
Today · 4.125%
HK$45,446
baseline
▲ 0.50% · 4.625%
HK$47,842
+HK$2,396/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,892/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,216
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,623
−HK$1,429/mo
Today · 4.125%
HK$48,052
baseline
▲ 0.50% · 4.625%
HK$50,976
+HK$2,924/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,104/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,303
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,652
−HK$1,368/mo
Today · 4.125%
HK$53,020
baseline
▲ 0.50% · 4.625%
HK$55,815
+HK$2,795/mo
Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$106,040/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,135
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,944
−HK$1,837/mo
Today · 4.125%
HK$61,781
baseline
▲ 0.50% · 4.625%
HK$65,540
+HK$3,759/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,562/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,675
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$66,409
−HK$1,760/mo
Today · 4.125%
HK$68,169
baseline
▲ 0.50% · 4.625%
HK$71,762
+HK$3,593/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,338/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,148 · Scale 2, in force from 26 Feb 2026)