LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,298
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,303
−HK$1,021/mo
Today · 4.125%
HK$34,324
baseline
▲ 0.50% · 4.625%
HK$36,412
+HK$2,088/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,648/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,932
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,895
−HK$978/mo
Today · 4.125%
HK$37,873
baseline
▲ 0.50% · 4.625%
HK$39,869
+HK$1,996/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,746/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,758
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,964
−HK$1,225/mo
Today · 4.125%
HK$41,189
baseline
▲ 0.50% · 4.625%
HK$43,695
+HK$2,506/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,378/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,118
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,274
−HK$1,174/mo
Today · 4.125%
HK$45,448
baseline
▲ 0.50% · 4.625%
HK$47,843
+HK$2,395/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,896/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,218
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,624
−HK$1,429/mo
Today · 4.125%
HK$48,053
baseline
▲ 0.50% · 4.625%
HK$50,977
+HK$2,924/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,106/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,304
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,654
−HK$1,368/mo
Today · 4.125%
HK$53,022
baseline
▲ 0.50% · 4.625%
HK$55,817
+HK$2,795/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,044/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,137
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,946
−HK$1,837/mo
Today · 4.125%
HK$61,783
baseline
▲ 0.50% · 4.625%
HK$65,542
+HK$3,759/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,566/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,677
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$66,412
−HK$1,759/mo
Today · 4.125%
HK$68,171
baseline
▲ 0.50% · 4.625%
HK$71,765
+HK$3,594/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,342/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,165 · Scale 2, in force from 26 Feb 2026)