LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,299
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,304
−HK$1,021/mo
Today · 4.125%
HK$34,325
baseline
▲ 0.50% · 4.625%
HK$36,413
+HK$2,088/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,650/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,932
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,896
−HK$978/mo
Today · 4.125%
HK$37,874
baseline
▲ 0.50% · 4.625%
HK$39,870
+HK$1,996/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,748/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,759
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,965
−HK$1,225/mo
Today · 4.125%
HK$41,190
baseline
▲ 0.50% · 4.625%
HK$43,696
+HK$2,506/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,380/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,119
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,275
−HK$1,174/mo
Today · 4.125%
HK$45,449
baseline
▲ 0.50% · 4.625%
HK$47,844
+HK$2,395/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,898/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,219
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,625
−HK$1,429/mo
Today · 4.125%
HK$48,054
baseline
▲ 0.50% · 4.625%
HK$50,978
+HK$2,924/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,108/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,305
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,655
−HK$1,368/mo
Today · 4.125%
HK$53,023
baseline
▲ 0.50% · 4.625%
HK$55,818
+HK$2,795/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,046/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,138
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,947
−HK$1,837/mo
Today · 4.125%
HK$61,784
baseline
▲ 0.50% · 4.625%
HK$65,544
+HK$3,760/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,568/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,678
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,413
−HK$1,760/mo
Today · 4.125%
HK$68,173
baseline
▲ 0.50% · 4.625%
HK$71,766
+HK$3,593/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,346/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,177 · Scale 2, in force from 26 Feb 2026)