LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,300
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,305
−HK$1,021/mo
Today · 4.125%
HK$34,326
baseline
▲ 0.50% · 4.625%
HK$36,414
+HK$2,088/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,652/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,934
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,897
−HK$978/mo
Today · 4.125%
HK$37,875
baseline
▲ 0.50% · 4.625%
HK$39,871
+HK$1,996/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,750/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,760
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,966
−HK$1,225/mo
Today · 4.125%
HK$41,191
baseline
▲ 0.50% · 4.625%
HK$43,697
+HK$2,506/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,382/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,120
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,277
−HK$1,173/mo
Today · 4.125%
HK$45,450
baseline
▲ 0.50% · 4.625%
HK$47,846
+HK$2,396/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,900/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,220
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,627
−HK$1,429/mo
Today · 4.125%
HK$48,056
baseline
▲ 0.50% · 4.625%
HK$50,980
+HK$2,924/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,112/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,307
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,656
−HK$1,369/mo
Today · 4.125%
HK$53,025
baseline
▲ 0.50% · 4.625%
HK$55,820
+HK$2,795/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,050/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,140
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,949
−HK$1,837/mo
Today · 4.125%
HK$61,786
baseline
▲ 0.50% · 4.625%
HK$65,546
+HK$3,760/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,572/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,680
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,415
−HK$1,760/mo
Today · 4.125%
HK$68,175
baseline
▲ 0.50% · 4.625%
HK$71,768
+HK$3,593/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,350/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,192 · Scale 2, in force from 26 Feb 2026)