LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,302
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,306
−HK$1,021/mo
Today · 4.125%
HK$34,327
baseline
▲ 0.50% · 4.625%
HK$36,416
+HK$2,089/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,654/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,935
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,899
−HK$978/mo
Today · 4.125%
HK$37,877
baseline
▲ 0.50% · 4.625%
HK$39,873
+HK$1,996/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,754/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,762
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,968
−HK$1,225/mo
Today · 4.125%
HK$41,193
baseline
▲ 0.50% · 4.625%
HK$43,699
+HK$2,506/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,386/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,122
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,279
−HK$1,173/mo
Today · 4.125%
HK$45,452
baseline
▲ 0.50% · 4.625%
HK$47,848
+HK$2,396/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,904/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,222
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,629
−HK$1,429/mo
Today · 4.125%
HK$48,058
baseline
▲ 0.50% · 4.625%
HK$50,982
+HK$2,924/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,116/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,309
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,659
−HK$1,368/mo
Today · 4.125%
HK$53,027
baseline
▲ 0.50% · 4.625%
HK$55,823
+HK$2,796/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,054/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,143
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,951
−HK$1,838/mo
Today · 4.125%
HK$61,789
baseline
▲ 0.50% · 4.625%
HK$65,549
+HK$3,760/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,578/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,683
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,418
−HK$1,760/mo
Today · 4.125%
HK$68,178
baseline
▲ 0.50% · 4.625%
HK$71,772
+HK$3,594/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,356/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,217 · Scale 2, in force from 26 Feb 2026)