LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,303
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,308
−HK$1,021/mo
Today · 4.125%
HK$34,329
baseline
▲ 0.50% · 4.625%
HK$36,417
+HK$2,088/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,658/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,937
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,900
−HK$978/mo
Today · 4.125%
HK$37,878
baseline
▲ 0.50% · 4.625%
HK$39,875
+HK$1,997/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,756/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,763
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,969
−HK$1,225/mo
Today · 4.125%
HK$41,194
baseline
▲ 0.50% · 4.625%
HK$43,701
+HK$2,507/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,388/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,124
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,280
−HK$1,174/mo
Today · 4.125%
HK$45,454
baseline
▲ 0.50% · 4.625%
HK$47,850
+HK$2,396/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,908/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,224
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,631
−HK$1,429/mo
Today · 4.125%
HK$48,060
baseline
▲ 0.50% · 4.625%
HK$50,984
+HK$2,924/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,120/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,311
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,661
−HK$1,368/mo
Today · 4.125%
HK$53,029
baseline
▲ 0.50% · 4.625%
HK$55,825
+HK$2,796/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,058/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,145
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,954
−HK$1,837/mo
Today · 4.125%
HK$61,791
baseline
▲ 0.50% · 4.625%
HK$65,551
+HK$3,760/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,582/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,686
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,421
−HK$1,760/mo
Today · 4.125%
HK$68,181
baseline
▲ 0.50% · 4.625%
HK$71,775
+HK$3,594/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,362/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,238 · Scale 2, in force from 26 Feb 2026)