LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,303
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,308
−HK$1,021/mo
Today · 4.125%
HK$34,329
baseline
▲ 0.50% · 4.625%
HK$36,418
+HK$2,089/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,658/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,937
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,901
−HK$978/mo
Today · 4.125%
HK$37,879
baseline
▲ 0.50% · 4.625%
HK$39,875
+HK$1,996/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,758/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$531,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,764
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,970
−HK$1,225/mo
Today · 4.125%
HK$41,195
baseline
▲ 0.50% · 4.625%
HK$43,702
+HK$2,507/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,390/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,125
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,281
−HK$1,174/mo
Today · 4.125%
HK$45,455
baseline
▲ 0.50% · 4.625%
HK$47,851
+HK$2,396/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,910/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,225
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,632
−HK$1,429/mo
Today · 4.125%
HK$48,061
baseline
▲ 0.50% · 4.625%
HK$50,985
+HK$2,924/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,122/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,312
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,661
−HK$1,369/mo
Today · 4.125%
HK$53,030
baseline
▲ 0.50% · 4.625%
HK$55,826
+HK$2,796/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,060/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,146
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,955
−HK$1,837/mo
Today · 4.125%
HK$61,792
baseline
▲ 0.50% · 4.625%
HK$65,552
+HK$3,760/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,584/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,687
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,422
−HK$1,760/mo
Today · 4.125%
HK$68,182
baseline
▲ 0.50% · 4.625%
HK$71,776
+HK$3,594/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,364/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,247 · Scale 2, in force from 26 Feb 2026)