LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,308
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,313
−HK$1,021/mo
Today · 4.125%
HK$34,334
baseline
▲ 0.50% · 4.625%
HK$36,424
+HK$2,090/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,668/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,943
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,907
−HK$978/mo
Today · 4.125%
HK$37,885
baseline
▲ 0.50% · 4.625%
HK$39,882
+HK$1,997/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,770/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,770
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,976
−HK$1,225/mo
Today · 4.125%
HK$41,201
baseline
▲ 0.50% · 4.625%
HK$43,708
+HK$2,507/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,402/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,131
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,288
−HK$1,173/mo
Today · 4.125%
HK$45,461
baseline
▲ 0.50% · 4.625%
HK$47,858
+HK$2,397/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,922/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,232
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,639
−HK$1,429/mo
Today · 4.125%
HK$48,068
baseline
▲ 0.50% · 4.625%
HK$50,993
+HK$2,925/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,136/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,320
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,669
−HK$1,369/mo
Today · 4.125%
HK$53,038
baseline
▲ 0.50% · 4.625%
HK$55,834
+HK$2,796/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,076/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,155
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,964
−HK$1,838/mo
Today · 4.125%
HK$61,802
baseline
▲ 0.50% · 4.625%
HK$65,562
+HK$3,760/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,604/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,697
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,432
−HK$1,760/mo
Today · 4.125%
HK$68,192
baseline
▲ 0.50% · 4.625%
HK$71,787
+HK$3,595/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,384/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,328 · Scale 2, in force from 26 Feb 2026)