LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,309
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,314
−HK$1,021/mo
Today · 4.125%
HK$34,335
baseline
▲ 0.50% · 4.625%
HK$36,424
+HK$2,089/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,670/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,943
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,907
−HK$978/mo
Today · 4.125%
HK$37,885
baseline
▲ 0.50% · 4.625%
HK$39,882
+HK$1,997/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,770/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,771
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,977
−HK$1,225/mo
Today · 4.125%
HK$41,202
baseline
▲ 0.50% · 4.625%
HK$43,709
+HK$2,507/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,404/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,132
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,289
−HK$1,173/mo
Today · 4.125%
HK$45,462
baseline
▲ 0.50% · 4.625%
HK$47,859
+HK$2,397/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,924/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,233
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,640
−HK$1,429/mo
Today · 4.125%
HK$48,069
baseline
▲ 0.50% · 4.625%
HK$50,994
+HK$2,925/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,138/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,321
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,670
−HK$1,369/mo
Today · 4.125%
HK$53,039
baseline
▲ 0.50% · 4.625%
HK$55,835
+HK$2,796/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,078/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,156
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,965
−HK$1,838/mo
Today · 4.125%
HK$61,803
baseline
▲ 0.50% · 4.625%
HK$65,564
+HK$3,761/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,606/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,698
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,433
−HK$1,761/mo
Today · 4.125%
HK$68,194
baseline
▲ 0.50% · 4.625%
HK$71,788
+HK$3,594/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,388/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,338 · Scale 2, in force from 26 Feb 2026)