LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,310
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,315
−HK$1,021/mo
Today · 4.125%
HK$34,336
baseline
▲ 0.50% · 4.625%
HK$36,426
+HK$2,090/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$68,672/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,945
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,909
−HK$978/mo
Today · 4.125%
HK$37,887
baseline
▲ 0.50% · 4.625%
HK$39,884
+HK$1,997/mo
Deposit HK$7.08M · loan HK$7.08M · min. income ≈ HK$75,774/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,772
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,978
−HK$1,226/mo
Today · 4.125%
HK$41,204
baseline
▲ 0.50% · 4.625%
HK$43,711
+HK$2,507/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,408/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,134
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,291
−HK$1,173/mo
Today · 4.125%
HK$45,464
baseline
▲ 0.50% · 4.625%
HK$47,861
+HK$2,397/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,928/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,234
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,641
−HK$1,430/mo
Today · 4.125%
HK$48,071
baseline
▲ 0.50% · 4.625%
HK$50,996
+HK$2,925/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,142/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,323
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,673
−HK$1,369/mo
Today · 4.125%
HK$53,042
baseline
▲ 0.50% · 4.625%
HK$55,838
+HK$2,796/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,084/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,159
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,968
−HK$1,838/mo
Today · 4.125%
HK$61,806
baseline
▲ 0.50% · 4.625%
HK$65,566
+HK$3,760/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,612/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,701
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,436
−HK$1,760/mo
Today · 4.125%
HK$68,196
baseline
▲ 0.50% · 4.625%
HK$71,791
+HK$3,595/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,392/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,360 · Scale 2, in force from 26 Feb 2026)