LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,313
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,318
−HK$1,021/mo
Today · 4.125%
HK$34,339
baseline
▲ 0.50% · 4.625%
HK$36,428
+HK$2,089/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,678/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,948
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,912
−HK$978/mo
Today · 4.125%
HK$37,890
baseline
▲ 0.50% · 4.625%
HK$39,887
+HK$1,997/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,780/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,775
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,981
−HK$1,226/mo
Today · 4.125%
HK$41,207
baseline
▲ 0.50% · 4.625%
HK$43,714
+HK$2,507/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,414/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,137
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,294
−HK$1,174/mo
Today · 4.125%
HK$45,468
baseline
▲ 0.50% · 4.625%
HK$47,864
+HK$2,396/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,936/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,238
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,645
−HK$1,430/mo
Today · 4.125%
HK$48,075
baseline
▲ 0.50% · 4.625%
HK$51,000
+HK$2,925/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,150/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,327
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,676
−HK$1,370/mo
Today · 4.125%
HK$53,046
baseline
▲ 0.50% · 4.625%
HK$55,842
+HK$2,796/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,092/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,163
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,972
−HK$1,838/mo
Today · 4.125%
HK$61,810
baseline
▲ 0.50% · 4.625%
HK$65,571
+HK$3,761/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,620/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,706
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,441
−HK$1,760/mo
Today · 4.125%
HK$68,201
baseline
▲ 0.50% · 4.625%
HK$71,796
+HK$3,595/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,402/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,400 · Scale 2, in force from 26 Feb 2026)