LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,313
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,318
−HK$1,022/mo
Today · 4.125%
HK$34,340
baseline
▲ 0.50% · 4.625%
HK$36,429
+HK$2,089/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,680/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,948
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,912
−HK$978/mo
Today · 4.125%
HK$37,890
baseline
▲ 0.50% · 4.625%
HK$39,887
+HK$1,997/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,780/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,776
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,982
−HK$1,225/mo
Today · 4.125%
HK$41,207
baseline
▲ 0.50% · 4.625%
HK$43,715
+HK$2,508/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,414/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,138
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,295
−HK$1,173/mo
Today · 4.125%
HK$45,468
baseline
▲ 0.50% · 4.625%
HK$47,865
+HK$2,397/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,936/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,238
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,646
−HK$1,429/mo
Today · 4.125%
HK$48,075
baseline
▲ 0.50% · 4.625%
HK$51,001
+HK$2,926/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,150/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,327
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,677
−HK$1,369/mo
Today · 4.125%
HK$53,046
baseline
▲ 0.50% · 4.625%
HK$55,842
+HK$2,796/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,092/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,164
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,973
−HK$1,838/mo
Today · 4.125%
HK$61,811
baseline
▲ 0.50% · 4.625%
HK$65,572
+HK$3,761/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,622/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,707
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,442
−HK$1,760/mo
Today · 4.125%
HK$68,202
baseline
▲ 0.50% · 4.625%
HK$71,797
+HK$3,595/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,404/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,407 · Scale 2, in force from 26 Feb 2026)