LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,314
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,319
−HK$1,021/mo
Today · 4.125%
HK$34,340
baseline
▲ 0.50% · 4.625%
HK$36,430
+HK$2,090/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,680/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,949
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,913
−HK$978/mo
Today · 4.125%
HK$37,891
baseline
▲ 0.50% · 4.625%
HK$39,888
+HK$1,997/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,782/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,777
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,983
−HK$1,225/mo
Today · 4.125%
HK$41,208
baseline
▲ 0.50% · 4.625%
HK$43,716
+HK$2,508/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,416/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,138
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,295
−HK$1,174/mo
Today · 4.125%
HK$45,469
baseline
▲ 0.50% · 4.625%
HK$47,866
+HK$2,397/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,938/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,239
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,646
−HK$1,430/mo
Today · 4.125%
HK$48,076
baseline
▲ 0.50% · 4.625%
HK$51,001
+HK$2,925/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,152/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,328
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,678
−HK$1,369/mo
Today · 4.125%
HK$53,047
baseline
▲ 0.50% · 4.625%
HK$55,844
+HK$2,797/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,094/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,165
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,974
−HK$1,838/mo
Today · 4.125%
HK$61,812
baseline
▲ 0.50% · 4.625%
HK$65,573
+HK$3,761/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,624/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,708
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,443
−HK$1,761/mo
Today · 4.125%
HK$68,204
baseline
▲ 0.50% · 4.625%
HK$71,799
+HK$3,595/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,408/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,417 · Scale 2, in force from 26 Feb 2026)