LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,315
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,320
−HK$1,021/mo
Today · 4.125%
HK$34,341
baseline
▲ 0.50% · 4.625%
HK$36,431
+HK$2,090/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,682/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,950
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,914
−HK$978/mo
Today · 4.125%
HK$37,892
baseline
▲ 0.50% · 4.625%
HK$39,890
+HK$1,998/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,784/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,778
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,984
−HK$1,226/mo
Today · 4.125%
HK$41,210
baseline
▲ 0.50% · 4.625%
HK$43,717
+HK$2,507/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,420/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,140
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,297
−HK$1,174/mo
Today · 4.125%
HK$45,471
baseline
▲ 0.50% · 4.625%
HK$47,868
+HK$2,397/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,942/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,241
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,648
−HK$1,430/mo
Today · 4.125%
HK$48,078
baseline
▲ 0.50% · 4.625%
HK$51,003
+HK$2,925/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,156/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,330
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,680
−HK$1,369/mo
Today · 4.125%
HK$53,049
baseline
▲ 0.50% · 4.625%
HK$55,846
+HK$2,797/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,098/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,167
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,976
−HK$1,838/mo
Today · 4.125%
HK$61,814
baseline
▲ 0.50% · 4.625%
HK$65,576
+HK$3,762/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,628/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,710
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,446
−HK$1,760/mo
Today · 4.125%
HK$68,206
baseline
▲ 0.50% · 4.625%
HK$71,801
+HK$3,595/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,412/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,437 · Scale 2, in force from 26 Feb 2026)