LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,315
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,321
−HK$1,021/mo
Today · 4.125%
HK$34,342
baseline
▲ 0.50% · 4.625%
HK$36,431
+HK$2,089/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,684/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,950
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,915
−HK$978/mo
Today · 4.125%
HK$37,893
baseline
▲ 0.50% · 4.625%
HK$39,890
+HK$1,997/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,786/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,778
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,985
−HK$1,225/mo
Today · 4.125%
HK$41,210
baseline
▲ 0.50% · 4.625%
HK$43,718
+HK$2,508/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,420/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,141
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,298
−HK$1,173/mo
Today · 4.125%
HK$45,471
baseline
▲ 0.50% · 4.625%
HK$47,868
+HK$2,397/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,942/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,241
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,649
−HK$1,429/mo
Today · 4.125%
HK$48,078
baseline
▲ 0.50% · 4.625%
HK$51,004
+HK$2,926/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,156/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,331
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,680
−HK$1,370/mo
Today · 4.125%
HK$53,050
baseline
▲ 0.50% · 4.625%
HK$55,846
+HK$2,796/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,100/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,168
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,977
−HK$1,838/mo
Today · 4.125%
HK$61,815
baseline
▲ 0.50% · 4.625%
HK$65,576
+HK$3,761/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$123,630/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,711
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,446
−HK$1,761/mo
Today · 4.125%
HK$68,207
baseline
▲ 0.50% · 4.625%
HK$71,802
+HK$3,595/mo
Deposit HK$1.42M · loan HK$12.75M · min. income ≈ HK$136,414/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,443 · Scale 2, in force from 26 Feb 2026)