LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,317
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,322
−HK$1,021/mo
Today · 4.125%
HK$34,343
baseline
▲ 0.50% · 4.625%
HK$36,433
+HK$2,090/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,686/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,952
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,916
−HK$978/mo
Today · 4.125%
HK$37,894
baseline
▲ 0.50% · 4.625%
HK$39,892
+HK$1,998/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,788/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,780
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,986
−HK$1,226/mo
Today · 4.125%
HK$41,212
baseline
▲ 0.50% · 4.625%
HK$43,720
+HK$2,508/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,424/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,143
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,300
−HK$1,173/mo
Today · 4.125%
HK$45,473
baseline
▲ 0.50% · 4.625%
HK$47,870
+HK$2,397/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,946/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,243
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,651
−HK$1,430/mo
Today · 4.125%
HK$48,081
baseline
▲ 0.50% · 4.625%
HK$51,006
+HK$2,925/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,162/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,333
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,683
−HK$1,369/mo
Today · 4.125%
HK$53,052
baseline
▲ 0.50% · 4.625%
HK$55,849
+HK$2,797/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,104/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,170
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,980
−HK$1,838/mo
Today · 4.125%
HK$61,818
baseline
▲ 0.50% · 4.625%
HK$65,579
+HK$3,761/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,636/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,714
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,449
−HK$1,761/mo
Today · 4.125%
HK$68,210
baseline
▲ 0.50% · 4.625%
HK$71,806
+HK$3,596/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,420/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,467 · Scale 2, in force from 26 Feb 2026)