LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,317
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,322
−HK$1,022/mo
Today · 4.125%
HK$34,344
baseline
▲ 0.50% · 4.625%
HK$36,434
+HK$2,090/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,688/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,953
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,917
−HK$978/mo
Today · 4.125%
HK$37,895
baseline
▲ 0.50% · 4.625%
HK$39,893
+HK$1,998/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,790/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,781
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,987
−HK$1,226/mo
Today · 4.125%
HK$41,213
baseline
▲ 0.50% · 4.625%
HK$43,720
+HK$2,507/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,426/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,143
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,300
−HK$1,174/mo
Today · 4.125%
HK$45,474
baseline
▲ 0.50% · 4.625%
HK$47,871
+HK$2,397/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,948/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,244
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,651
−HK$1,430/mo
Today · 4.125%
HK$48,081
baseline
▲ 0.50% · 4.625%
HK$51,007
+HK$2,926/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,162/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,334
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,684
−HK$1,369/mo
Today · 4.125%
HK$53,053
baseline
▲ 0.50% · 4.625%
HK$55,850
+HK$2,797/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,106/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,171
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,980
−HK$1,839/mo
Today · 4.125%
HK$61,819
baseline
▲ 0.50% · 4.625%
HK$65,580
+HK$3,761/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,638/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,715
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,450
−HK$1,761/mo
Today · 4.125%
HK$68,211
baseline
▲ 0.50% · 4.625%
HK$71,807
+HK$3,596/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,422/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,474 · Scale 2, in force from 26 Feb 2026)