LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,318
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,323
−HK$1,022/mo
Today · 4.125%
HK$34,345
baseline
▲ 0.50% · 4.625%
HK$36,434
+HK$2,089/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,690/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,953
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,918
−HK$978/mo
Today · 4.125%
HK$37,896
baseline
▲ 0.50% · 4.625%
HK$39,893
+HK$1,997/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,792/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,782
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,988
−HK$1,226/mo
Today · 4.125%
HK$41,214
baseline
▲ 0.50% · 4.625%
HK$43,721
+HK$2,507/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,428/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,144
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,301
−HK$1,174/mo
Today · 4.125%
HK$45,475
baseline
▲ 0.50% · 4.625%
HK$47,872
+HK$2,397/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,950/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,245
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,653
−HK$1,430/mo
Today · 4.125%
HK$48,083
baseline
▲ 0.50% · 4.625%
HK$51,008
+HK$2,925/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,166/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,335
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,685
−HK$1,369/mo
Today · 4.125%
HK$53,054
baseline
▲ 0.50% · 4.625%
HK$55,851
+HK$2,797/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,108/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,172
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,982
−HK$1,838/mo
Today · 4.125%
HK$61,820
baseline
▲ 0.50% · 4.625%
HK$65,582
+HK$3,762/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,640/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,716
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$66,452
−HK$1,761/mo
Today · 4.125%
HK$68,213
baseline
▲ 0.50% · 4.625%
HK$71,808
+HK$3,595/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,426/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,487 · Scale 2, in force from 26 Feb 2026)