LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,319
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,325
−HK$1,021/mo
Today · 4.125%
HK$34,346
baseline
▲ 0.50% · 4.625%
HK$36,436
+HK$2,090/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,692/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,955
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,919
−HK$978/mo
Today · 4.125%
HK$37,897
baseline
▲ 0.50% · 4.625%
HK$39,895
+HK$1,998/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,794/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,783
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,989
−HK$1,226/mo
Today · 4.125%
HK$41,215
baseline
▲ 0.50% · 4.625%
HK$43,723
+HK$2,508/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,430/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,146
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,303
−HK$1,174/mo
Today · 4.125%
HK$45,477
baseline
▲ 0.50% · 4.625%
HK$47,874
+HK$2,397/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,954/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,247
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,654
−HK$1,430/mo
Today · 4.125%
HK$48,084
baseline
▲ 0.50% · 4.625%
HK$51,010
+HK$2,926/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,168/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,337
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,687
−HK$1,369/mo
Today · 4.125%
HK$53,056
baseline
▲ 0.50% · 4.625%
HK$55,853
+HK$2,797/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,112/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,175
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,984
−HK$1,839/mo
Today · 4.125%
HK$61,823
baseline
▲ 0.50% · 4.625%
HK$65,584
+HK$3,761/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,646/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,719
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,454
−HK$1,761/mo
Today · 4.125%
HK$68,215
baseline
▲ 0.50% · 4.625%
HK$71,811
+HK$3,596/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,430/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,506 · Scale 2, in force from 26 Feb 2026)