LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,321
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,326
−HK$1,021/mo
Today · 4.125%
HK$34,347
baseline
▲ 0.50% · 4.625%
HK$36,437
+HK$2,090/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,694/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,956
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,921
−HK$978/mo
Today · 4.125%
HK$37,899
baseline
▲ 0.50% · 4.625%
HK$39,897
+HK$1,998/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,798/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,785
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,991
−HK$1,226/mo
Today · 4.125%
HK$41,217
baseline
▲ 0.50% · 4.625%
HK$43,725
+HK$2,508/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,434/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,148
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,305
−HK$1,174/mo
Today · 4.125%
HK$45,479
baseline
▲ 0.50% · 4.625%
HK$47,876
+HK$2,397/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,958/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,249
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,656
−HK$1,430/mo
Today · 4.125%
HK$48,086
baseline
▲ 0.50% · 4.625%
HK$51,012
+HK$2,926/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,172/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,339
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,689
−HK$1,370/mo
Today · 4.125%
HK$53,059
baseline
▲ 0.50% · 4.625%
HK$55,855
+HK$2,796/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,118/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,177
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,987
−HK$1,838/mo
Today · 4.125%
HK$61,825
baseline
▲ 0.50% · 4.625%
HK$65,587
+HK$3,762/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,650/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,722
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,457
−HK$1,761/mo
Today · 4.125%
HK$68,218
baseline
▲ 0.50% · 4.625%
HK$71,814
+HK$3,596/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,436/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,530 · Scale 2, in force from 26 Feb 2026)