LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,321
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,327
−HK$1,021/mo
Today · 4.125%
HK$34,348
baseline
▲ 0.50% · 4.625%
HK$36,438
+HK$2,090/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,696/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,957
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,922
−HK$978/mo
Today · 4.125%
HK$37,900
baseline
▲ 0.50% · 4.625%
HK$39,898
+HK$1,998/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,800/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,786
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,992
−HK$1,226/mo
Today · 4.125%
HK$41,218
baseline
▲ 0.50% · 4.625%
HK$43,726
+HK$2,508/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$82,436/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,149
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,306
−HK$1,174/mo
Today · 4.125%
HK$45,480
baseline
▲ 0.50% · 4.625%
HK$47,877
+HK$2,397/mo
Deposit HK$5.67M · loan HK$8.50M · min. income ≈ HK$90,960/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,250
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,658
−HK$1,430/mo
Today · 4.125%
HK$48,088
baseline
▲ 0.50% · 4.625%
HK$51,014
+HK$2,926/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,176/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,340
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,690
−HK$1,370/mo
Today · 4.125%
HK$53,060
baseline
▲ 0.50% · 4.625%
HK$55,857
+HK$2,797/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,120/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,179
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,988
−HK$1,839/mo
Today · 4.125%
HK$61,827
baseline
▲ 0.50% · 4.625%
HK$65,589
+HK$3,762/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,654/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,723
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$66,459
−HK$1,761/mo
Today · 4.125%
HK$68,220
baseline
▲ 0.50% · 4.625%
HK$71,816
+HK$3,596/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,440/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,543 · Scale 2, in force from 26 Feb 2026)