LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,323
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,328
−HK$1,022/mo
Today · 4.125%
HK$34,350
baseline
▲ 0.50% · 4.625%
HK$36,440
+HK$2,090/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,700/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,959
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,923
−HK$978/mo
Today · 4.125%
HK$37,901
baseline
▲ 0.50% · 4.625%
HK$39,899
+HK$1,998/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,802/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,787
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$39,994
−HK$1,226/mo
Today · 4.125%
HK$41,220
baseline
▲ 0.50% · 4.625%
HK$43,728
+HK$2,508/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,440/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,150
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,308
−HK$1,174/mo
Today · 4.125%
HK$45,482
baseline
▲ 0.50% · 4.625%
HK$47,879
+HK$2,397/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$90,964/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,252
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,659
−HK$1,431/mo
Today · 4.125%
HK$48,090
baseline
▲ 0.50% · 4.625%
HK$51,016
+HK$2,926/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,180/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,342
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,692
−HK$1,370/mo
Today · 4.125%
HK$53,062
baseline
▲ 0.50% · 4.625%
HK$55,859
+HK$2,797/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,124/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,181
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,991
−HK$1,838/mo
Today · 4.125%
HK$61,829
baseline
▲ 0.50% · 4.625%
HK$65,592
+HK$3,763/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,658/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,726
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$66,462
−HK$1,761/mo
Today · 4.125%
HK$68,223
baseline
▲ 0.50% · 4.625%
HK$71,819
+HK$3,596/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,446/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,564 · Scale 2, in force from 26 Feb 2026)