LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,325
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,330
−HK$1,022/mo
Today · 4.125%
HK$34,352
baseline
▲ 0.50% · 4.625%
HK$36,442
+HK$2,090/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,704/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,961
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,925
−HK$979/mo
Today · 4.125%
HK$37,904
baseline
▲ 0.50% · 4.625%
HK$39,902
+HK$1,998/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,808/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,790
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,996
−HK$1,226/mo
Today · 4.125%
HK$41,222
baseline
▲ 0.50% · 4.625%
HK$43,730
+HK$2,508/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,444/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,153
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,310
−HK$1,174/mo
Today · 4.125%
HK$45,484
baseline
▲ 0.50% · 4.625%
HK$47,882
+HK$2,398/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$90,968/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,254
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,662
−HK$1,430/mo
Today · 4.125%
HK$48,092
baseline
▲ 0.50% · 4.625%
HK$51,019
+HK$2,927/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,184/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,345
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,695
−HK$1,370/mo
Today · 4.125%
HK$53,065
baseline
▲ 0.50% · 4.625%
HK$55,862
+HK$2,797/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,130/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,184
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$59,994
−HK$1,839/mo
Today · 4.125%
HK$61,833
baseline
▲ 0.50% · 4.625%
HK$65,595
+HK$3,762/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,666/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,729
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,465
−HK$1,762/mo
Today · 4.125%
HK$68,227
baseline
▲ 0.50% · 4.625%
HK$71,823
+HK$3,596/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,454/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,595 · Scale 2, in force from 26 Feb 2026)