LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,325
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,331
−HK$1,021/mo
Today · 4.125%
HK$34,352
baseline
▲ 0.50% · 4.625%
HK$36,443
+HK$2,091/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,704/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,962
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,926
−HK$979/mo
Today · 4.125%
HK$37,905
baseline
▲ 0.50% · 4.625%
HK$39,903
+HK$1,998/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,810/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,790
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$39,997
−HK$1,226/mo
Today · 4.125%
HK$41,223
baseline
▲ 0.50% · 4.625%
HK$43,731
+HK$2,508/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,446/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,154
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,311
−HK$1,174/mo
Today · 4.125%
HK$45,485
baseline
▲ 0.50% · 4.625%
HK$47,883
+HK$2,398/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$90,970/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,255
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,663
−HK$1,430/mo
Today · 4.125%
HK$48,093
baseline
▲ 0.50% · 4.625%
HK$51,020
+HK$2,927/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,186/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,346
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,697
−HK$1,369/mo
Today · 4.125%
HK$53,066
baseline
▲ 0.50% · 4.625%
HK$55,864
+HK$2,798/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,132/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,186
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,996
−HK$1,838/mo
Today · 4.125%
HK$61,834
baseline
▲ 0.50% · 4.625%
HK$65,597
+HK$3,763/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,668/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,731
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$66,467
−HK$1,761/mo
Today · 4.125%
HK$68,228
baseline
▲ 0.50% · 4.625%
HK$71,825
+HK$3,597/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,456/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,608 · Scale 2, in force from 26 Feb 2026)