LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,326
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,331
−HK$1,022/mo
Today · 4.125%
HK$34,353
baseline
▲ 0.50% · 4.625%
HK$36,443
+HK$2,090/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,706/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,962
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,926
−HK$979/mo
Today · 4.125%
HK$37,905
baseline
▲ 0.50% · 4.625%
HK$39,903
+HK$1,998/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,810/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,791
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,997
−HK$1,226/mo
Today · 4.125%
HK$41,223
baseline
▲ 0.50% · 4.625%
HK$43,732
+HK$2,509/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,446/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,154
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,312
−HK$1,174/mo
Today · 4.125%
HK$45,486
baseline
▲ 0.50% · 4.625%
HK$47,883
+HK$2,397/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$90,972/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,256
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,663
−HK$1,431/mo
Today · 4.125%
HK$48,094
baseline
▲ 0.50% · 4.625%
HK$51,020
+HK$2,926/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,188/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,347
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,697
−HK$1,370/mo
Today · 4.125%
HK$53,067
baseline
▲ 0.50% · 4.625%
HK$55,864
+HK$2,797/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,134/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,186
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$59,996
−HK$1,839/mo
Today · 4.125%
HK$61,835
baseline
▲ 0.50% · 4.625%
HK$65,597
+HK$3,762/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,670/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,731
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,467
−HK$1,762/mo
Today · 4.125%
HK$68,229
baseline
▲ 0.50% · 4.625%
HK$71,825
+HK$3,596/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,458/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,611 · Scale 2, in force from 26 Feb 2026)