LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,328
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,334
−HK$1,021/mo
Today · 4.125%
HK$34,355
baseline
▲ 0.50% · 4.625%
HK$36,446
+HK$2,091/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,710/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,965
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,929
−HK$979/mo
Today · 4.125%
HK$37,908
baseline
▲ 0.50% · 4.625%
HK$39,906
+HK$1,998/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,816/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,794
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$40,000
−HK$1,226/mo
Today · 4.125%
HK$41,226
baseline
▲ 0.50% · 4.625%
HK$43,735
+HK$2,509/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,452/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,158
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,315
−HK$1,174/mo
Today · 4.125%
HK$45,489
baseline
▲ 0.50% · 4.625%
HK$47,887
+HK$2,398/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$90,978/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,259
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,667
−HK$1,430/mo
Today · 4.125%
HK$48,097
baseline
▲ 0.50% · 4.625%
HK$51,024
+HK$2,927/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,194/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,351
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,701
−HK$1,370/mo
Today · 4.125%
HK$53,071
baseline
▲ 0.50% · 4.625%
HK$55,868
+HK$2,797/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,142/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$531,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,191
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$60,001
−HK$1,839/mo
Today · 4.125%
HK$61,840
baseline
▲ 0.50% · 4.625%
HK$65,602
+HK$3,762/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,680/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,736
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,473
−HK$1,761/mo
Today · 4.125%
HK$68,234
baseline
▲ 0.50% · 4.625%
HK$71,831
+HK$3,597/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,468/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,653 · Scale 2, in force from 26 Feb 2026)