LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,330
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,336
−HK$1,021/mo
Today · 4.125%
HK$34,357
baseline
▲ 0.50% · 4.625%
HK$36,448
+HK$2,091/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,714/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,967
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,932
−HK$978/mo
Today · 4.125%
HK$37,910
baseline
▲ 0.50% · 4.625%
HK$39,908
+HK$1,998/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,820/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,796
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,003
−HK$1,226/mo
Today · 4.125%
HK$41,229
baseline
▲ 0.50% · 4.625%
HK$43,738
+HK$2,509/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,458/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,160
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,318
−HK$1,174/mo
Today · 4.125%
HK$45,492
baseline
▲ 0.50% · 4.625%
HK$47,890
+HK$2,398/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$90,984/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,262
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,670
−HK$1,430/mo
Today · 4.125%
HK$48,100
baseline
▲ 0.50% · 4.625%
HK$51,027
+HK$2,927/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$96,200/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,354
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,704
−HK$1,370/mo
Today · 4.125%
HK$53,074
baseline
▲ 0.50% · 4.625%
HK$55,872
+HK$2,798/mo
Deposit HK$4.25M · loan HK$9.92M · min. income ≈ HK$106,148/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,194
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$60,004
−HK$1,839/mo
Today · 4.125%
HK$61,843
baseline
▲ 0.50% · 4.625%
HK$65,606
+HK$3,763/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,686/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,740
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,477
−HK$1,761/mo
Today · 4.125%
HK$68,238
baseline
▲ 0.50% · 4.625%
HK$71,835
+HK$3,597/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,476/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,686 · Scale 2, in force from 26 Feb 2026)