LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,332
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,338
−HK$1,022/mo
Today · 4.125%
HK$34,360
baseline
▲ 0.50% · 4.625%
HK$36,450
+HK$2,090/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,720/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,969
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,934
−HK$978/mo
Today · 4.125%
HK$37,912
baseline
▲ 0.50% · 4.625%
HK$39,911
+HK$1,999/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,824/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,799
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,005
−HK$1,227/mo
Today · 4.125%
HK$41,232
baseline
▲ 0.50% · 4.625%
HK$43,740
+HK$2,508/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,464/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,163
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,321
−HK$1,174/mo
Today · 4.125%
HK$45,495
baseline
▲ 0.50% · 4.625%
HK$47,893
+HK$2,398/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$90,990/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,265
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,673
−HK$1,431/mo
Today · 4.125%
HK$48,104
baseline
▲ 0.50% · 4.625%
HK$51,030
+HK$2,926/mo
Deposit HK$4.25M · loan HK$9.93M · min. income ≈ HK$96,208/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,357
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,707
−HK$1,370/mo
Today · 4.125%
HK$53,077
baseline
▲ 0.50% · 4.625%
HK$55,875
+HK$2,798/mo
Deposit HK$4.25M · loan HK$9.93M · min. income ≈ HK$106,154/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,198
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$60,008
−HK$1,839/mo
Today · 4.125%
HK$61,847
baseline
▲ 0.50% · 4.625%
HK$65,611
+HK$3,764/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,694/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,745
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$66,481
−HK$1,761/mo
Today · 4.125%
HK$68,242
baseline
▲ 0.50% · 4.625%
HK$71,840
+HK$3,598/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,484/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,719 · Scale 2, in force from 26 Feb 2026)