LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,335
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,341
−HK$1,021/mo
Today · 4.125%
HK$34,362
baseline
▲ 0.50% · 4.625%
HK$36,453
+HK$2,091/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,724/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,972
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,937
−HK$979/mo
Today · 4.125%
HK$37,916
baseline
▲ 0.50% · 4.625%
HK$39,914
+HK$1,998/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,832/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,802
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,009
−HK$1,226/mo
Today · 4.125%
HK$41,235
baseline
▲ 0.50% · 4.625%
HK$43,744
+HK$2,509/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,470/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,167
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,324
−HK$1,175/mo
Today · 4.125%
HK$45,499
baseline
▲ 0.50% · 4.625%
HK$47,897
+HK$2,398/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$90,998/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,269
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,677
−HK$1,430/mo
Today · 4.125%
HK$48,107
baseline
▲ 0.50% · 4.625%
HK$51,035
+HK$2,928/mo
Deposit HK$4.25M · loan HK$9.93M · min. income ≈ HK$96,214/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,361
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,712
−HK$1,370/mo
Today · 4.125%
HK$53,082
baseline
▲ 0.50% · 4.625%
HK$55,880
+HK$2,798/mo
Deposit HK$4.25M · loan HK$9.93M · min. income ≈ HK$106,164/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,203
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$60,013
−HK$1,839/mo
Today · 4.125%
HK$61,852
baseline
▲ 0.50% · 4.625%
HK$65,616
+HK$3,764/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,704/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,750
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,486
−HK$1,762/mo
Today · 4.125%
HK$68,248
baseline
▲ 0.50% · 4.625%
HK$71,846
+HK$3,598/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,496/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,763 · Scale 2, in force from 26 Feb 2026)