LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,335
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,341
−HK$1,022/mo
Today · 4.125%
HK$34,363
baseline
▲ 0.50% · 4.625%
HK$36,454
+HK$2,091/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,726/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,973
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,937
−HK$979/mo
Today · 4.125%
HK$37,916
baseline
▲ 0.50% · 4.625%
HK$39,915
+HK$1,999/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,832/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,802
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,009
−HK$1,226/mo
Today · 4.125%
HK$41,235
baseline
▲ 0.50% · 4.625%
HK$43,745
+HK$2,510/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,470/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,167
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,325
−HK$1,174/mo
Today · 4.125%
HK$45,499
baseline
▲ 0.50% · 4.625%
HK$47,898
+HK$2,399/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$90,998/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,269
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,677
−HK$1,431/mo
Today · 4.125%
HK$48,108
baseline
▲ 0.50% · 4.625%
HK$51,035
+HK$2,927/mo
Deposit HK$4.25M · loan HK$9.93M · min. income ≈ HK$96,216/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,362
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,712
−HK$1,370/mo
Today · 4.125%
HK$53,082
baseline
▲ 0.50% · 4.625%
HK$55,881
+HK$2,799/mo
Deposit HK$4.25M · loan HK$9.93M · min. income ≈ HK$106,164/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,203
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,014
−HK$1,839/mo
Today · 4.125%
HK$61,853
baseline
▲ 0.50% · 4.625%
HK$65,617
+HK$3,764/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,706/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,751
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,487
−HK$1,762/mo
Today · 4.125%
HK$68,249
baseline
▲ 0.50% · 4.625%
HK$71,846
+HK$3,597/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,498/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,770 · Scale 2, in force from 26 Feb 2026)